Your Medicare plan may change each year. Your needs can change too.
Medicare Advantage and Part D plans can change from year to year—including premiums, benefits, provider networks, prescription drug coverage and costs. An annual review can help determine whether your current coverage still fits your healthcare needs and budget.
Premiums, copayments, benefits, provider networks, formularies and pharmacy costs may change from one year to the next.
New medications, doctors, health needs or financial priorities can affect whether your current Medicare coverage remains a good fit.
An annual review lets you compare your current coverage with available Medicare options before deciding whether a change makes sense for you.

We review your preferred doctors, specialists and hospitals to see how they work with your current coverage.
We review your medications and dosages, including formulary coverage and potential changes in prescription costs. Even small changes can have a meaningful effect on your overall costs.
Pharmacy networks and preferred pharmacy pricing can change. We review where you fill your prescriptions as part of the comparison.
We look at premiums, deductibles, copayments, coinsurance and other potential out-of-pocket costs—not just the monthly premium.
We review benefits included with your plan, which may include dental, vision, hearing and other supplemental benefits.
We review your plans Annual Notice of Changes (ANOC) and we can compare your current coverage with available Medicare options to help determine whether your existing plan continues to fit your needs.
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