Original Medicare is the federal health insurance program consisting of Part A (hospital insurance) and Part B (medical insurance).
It provides the foundation for Medicare coverage and allows you to receive care from providers nationwide who accept Medicare.
Medicare Advantage plans are offered by private insurance companies approved by Medicare. They combine Parts A and B into one plan and often include prescription drug coverage and additional benefits.
Plan networks, costs and benefits vary, making careful comparison important.
Medicare Supplement plans work alongside Original Medicare to help cover certain out-of-pocket costs such as deductibles and coinsurance.
These plans can provide predictable costs and broad provider access. Prescription drug coverage is generally obtained separately through a Part D plan.
Medicare Part D helps cover the cost of prescription medications. Coverage is available through standalone prescription drug plans or may be included with certain Medicare Advantage plans.
Formularies, pharmacy networks and prescription costs can vary by plan, so reviewing your medications each year is an important part of choosing Medicare coverage.
Your doctors, prescriptions, healthcare needs, travel habits and budget can all affect which Medicare coverage option may be right for you. Aura provides personalized, independent guidance to help you understand your choices, compare available options and make an informed decision with confidence.
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