Private Health Insurance
Private health insurance refers to health coverage purchased outside the government Marketplace. Depending on your needs and eligibility, options may include medically underwritten major medical plans, limited-benefit plans, fixed-indemnity coverage, short-term medical, or other private-market solutions.
Aura helps you understand how these options differ from ACA Marketplace coverage—including networks, deductibles, underwriting, pre-existing condition rules, benefit limits, and potential out-of-pocket exposure—so you can make an informed decision.
MORE COVERAGE CHOICES
Explore private-market alternatives based on your health, budget, provider preferences, and coverage priorities.
WHAT'S THE CATCH?
Some private plans may offer attractive premiums or networks but may not include the same protections required of ACA-compliant plans.
PERSONALIZED COMPARISON
We compare benefits, exclusions, deductibles, networks, maximums, and overall financial exposure—not simply the monthly premium.