SCHOOL & SPORTS ACCIDENT INSURANCE
SCHOOL ACCIDENT COVERAGE
SCHOOL ACCIDENT COVERAGE
SCHOOL ACCIDENT COVERAGE
Accidents can happen during the school day, on the playground, during school activities or while traveling to and from school. School accident insurance can help with eligible medical expenses resulting from a covered accidental injury.
SPORTS ACCIDENT COVERAGE
SCHOOL ACCIDENT COVERAGE
SCHOOL ACCIDENT COVERAGE
From football and soccer to baseball, basketball, cheer, gymnastics and other activities, sports injuries can lead to deductibles, copays and other out-of-pocket expenses. Supplemental accident coverage can help provide added financial protection when an eligible injury occurs. .
FOR FAMILIES WITH ACTIVE KIDS
As parents, we want our children to be active, compete and enjoy the sports they love. But participation in athletics also comes with the possibility of injury.
For children involved in competitive sports, practices, games and tournaments can mean countless hours on the field, court, track or gym floor. Even with proper training and precautions, injuries can happen, and sometimes require imaging, specialist care, physical therapy or other treatment.
Being prepared means understanding not only what your health insurance covers, but what your family could still be responsible for if an injury occurs.
Know Your Exposure.
Consider The Risk.
Explore Your Options.
Extra protection for the unexpected
WHY CONSIDER ACCIDENT COVERAGE?
Health insurance and accident insurance serve different purposes. Your health plan may cover treatment following an injury, but deductibles, copayments and coinsurance can still leave you with out-of-pocket costs. Accident insurance is designed to supplement, not replace, major medical coverage and may provide additional benefits following a covered accidental injury.
Protect Your Future Today
HOW ACCIDENT INSURANCE WORKS
Accident insurance provides benefits when a covered accidental injury occurs. Depending on the policy, benefits may be paid based on the type of injury, treatment or medical services received.
For example, a covered accident may trigger benefits for services such as urgent care or emergency room treatment, X-rays and diagnostic testing, fractures or dislocations, ambulance transportation, hospitalization, surgery, physical therapy and follow-up care.
After a covered accident, a claim is submitted to the accident insurance carrier. Eligible benefits are then paid according to the policy's benefit schedule, limits and terms.
Consider This Example...
Your child is covered by a comprehensive family health plan, but your plan has a several-thousand-dollar deductible.
During soccer practice, your child suffers a significant fracture requiring an emergency room visit, X-rays, orthopedic treatment and follow-up care.
Your health insurance processes those medical claims according to the benefits of your plan. You may still be responsible for deductible, copayment or coinsurance amounts.
A supplemental accident policy may provide additional benefits for the covered accident, depending on the policy selected. Those benefits can help reduce the financial impact of the injury.
